Midwest (WI) HVAC Business: 5.12x SDE Multiple, 1.15x Stressed DSCR — Grade C#2495407

Midwest (WI) · HVAC / Plumbing / Electrical Services
C

3106 Plumbing & HVAC Company Southeast Wisconsin

Asking price band$4M – $4.5M
SDE multiple5.12x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$557,056
DSCR — as stated1.44
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention1.15
Price move to hit 1.25x stressedStandard SBA lender comfort threshold~10% off ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Midwest (WI). It has been screened against this cycle's batch of comparable listings and graded C — tight relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.