Batch No. 2026.08 — SBA 7(a) Underwriting Cycle

Every HVAC, plumbing & electrical listing, tagged and inspected before you call the broker.

We evaluate HVAC, plumbing, and electrical businesses publicly listed for sale and run each one through standard SBA 7(a) underwriting math — same down payment, same rate, same stress test a lender applies. Then the whole batch gets graded against itself. Every listing leaves with a grade: A, B, or C.

336listings screened this cycle

333SBA-financeable & tagged

$500K–$3Mprice band

1.0x SDEMid-Atlantic (NY)

1.0x SDENew England (RI)

1.04x SDESoutheast (NC)

1.05x SDESouth Central (TX)

1.09x SDEPacific (CA)

Method

Screen

Every HVAC, plumbing, and electrical business publicly listed for sale is evaluated and filtered to the SBA sweet spot — $500K–$3M asking price, field-service businesses only.

Inspect

Each deal runs through the same SBA 7(a) math a lender will — 12.5% down, current market rate, 10-year term, and a 20% stressed SDE haircut before DSCR is recalculated.

Tag

Deals are graded A, B, or C relative to the batch, not an arbitrary cutoff — so the strongest financeable deals surface first, every cycle.

Financing case: 12.5% down · 9.5% rate · 10-yr SBA 7(a) term
Stress test: stated SDE haircut 20% before the DSCR is recalculated
Grading: relative to this cycle's batch (Grade A = top third), not a lender pre-approval
SDE multiple: broker-stated cash flow ÷ asking price, shown plainly alongside the tag

Full list

The full tagged list is free.

Every business, every tag, every DSCR — browse it all with no signup. Membership only unlocks the exact price, broker contact, and target-offer price once you're ready to make a call.

Free to browse

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$39/month

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