Southeast (AL) HVAC Business: 3.99x SDE Multiple, 1.48x Stressed DSCR — Grade C#2536771

Southeast (AL) · HVAC / Plumbing / Electrical Services
C

Alabama HVAC Company

Asking price band$1M – $1.25M
SDE multiple3.99x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$156,248
DSCR — as stated1.85
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention1.48
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Southeast (AL). It has been screened against this cycle's batch of comparable listings and graded C — tight relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.