Southeast (KY) HVAC Business: 3.54x SDE Multiple, 1.67x Stressed DSCR — Grade B#2411014

Southeast (KY) · HVAC / Plumbing / Electrical Services
B

Commercial Refrigeration Equipment/HVAC Repair

Asking price band$600K – $700K
SDE multiple3.54x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$87,906
DSCR — as stated2.08
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention1.67
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Southeast (KY). It has been screened against this cycle's batch of comparable listings and graded B — moderate relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.