South Central (TX) HVAC Business: 4.44x SDE Multiple, 1.33x Stressed DSCR — Grade C#2454760

South Central (TX) · HVAC / Plumbing / Electrical Services
C

Eastern Texas HVAC Company in Growing Area

Asking price band$450K – $500K
SDE multiple4.44x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$67,254
DSCR — as stated1.66
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention1.33
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in South Central (TX). It has been screened against this cycle's batch of comparable listings and graded C — tight relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.