Southeast (KY) HVAC Business: 1.31x SDE Multiple, 4.5x Stressed DSCR — Grade A#2499324

Southeast (KY) · HVAC / Plumbing / Electrical Services
A

HVAC Business - New Installations And Repairs

Asking price band$250K – $300K
SDE multiple1.31x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$35,190
DSCR — as stated5.62
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention4.5
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Southeast (KY). It has been screened against this cycle's batch of comparable listings and graded A — strong relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.