Midwest (IN) HVAC Business: 2.99x SDE Multiple, 1.97x Stressed DSCR — Grade B#2533468

Midwest (IN) · HVAC / Plumbing / Electrical Services
B

Longstanding, High-Performing Central IN HVAC Company

Asking price band$450K – $500K
SDE multiple2.99x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$67,920
DSCR — as stated2.46
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention1.97
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Midwest (IN). It has been screened against this cycle's batch of comparable listings and graded B — moderate relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.