Mid-Atlantic (NY) HVAC Business: 4.91x SDE Multiple, 1.2x Stressed DSCR — Grade C#8493C270

Mid-Atlantic (NY) · HVAC / Plumbing / Electrical Services
C
Asking price band$800K – $900K
SDE multiple4.91x
DSCR — as stated1.5
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention1.2
Price move to hit 1.25x stressedStandard SBA lender comfort threshold~5% off ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Mid-Atlantic (NY). It has been screened against this cycle's batch of comparable listings and graded C — tight relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

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