Mid-Atlantic (NY) HVAC Business: 2.22x SDE Multiple, 2.65x Stressed DSCR — Grade A#2534394

Mid-Atlantic (NY) · HVAC / Plumbing / Electrical Services
A

Nassau County HVAC Company

Asking price band$900K – $1M
SDE multiple2.22x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$129,074
DSCR — as stated3.31
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention2.65
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Mid-Atlantic (NY). It has been screened against this cycle's batch of comparable listings and graded A — strong relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.