South Central (TX) HVAC Business: 6.39x SDE Multiple, 0.92x Stressed DSCR — Grade C#2433694

South Central (TX) · HVAC / Plumbing / Electrical Services
C

Profitable Austin Area HVAC

Asking price band$600K – $700K
SDE multiple6.39x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$91,711
DSCR — as stated1.15
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention0.92
Price move to hit 1.25x stressedStandard SBA lender comfort threshold~30% off ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in South Central (TX). It has been screened against this cycle's batch of comparable listings and graded C — tight relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.