Midwest (IL) HVAC Business: 7.58x SDE Multiple, 0.78x Stressed DSCR — Grade C#2464766

Midwest (IL) · HVAC / Plumbing / Electrical Services
C

Profitable HVAC and Refrigeration Business

Asking price band$1M – $1.25M
SDE multiple7.58x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$159,644
DSCR — as stated0.97
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention0.78
Price move to hit 1.25x stressedStandard SBA lender comfort threshold~40% off ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Midwest (IL). It has been screened against this cycle's batch of comparable listings and graded C — tight relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.