Southeast (FL) HVAC Business: 5.85x SDE Multiple, 1.01x Stressed DSCR — Grade C#2511993

Southeast (FL) · HVAC / Plumbing / Electrical Services
C

Profitable HVAC & Refrigeration Business Serving Miami-Dade, Broward &

Asking price band$3.5M – $4M
SDE multiple5.85x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$516,296
DSCR — as stated1.26
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention1.01
Price move to hit 1.25x stressedStandard SBA lender comfort threshold~20% off ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Southeast (FL). It has been screened against this cycle's batch of comparable listings and graded C — tight relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.