Mid-Atlantic (NJ) HVAC Business: 2.8x SDE Multiple, 2.1x Stressed DSCR — Grade B#2530665

Mid-Atlantic (NJ) · HVAC / Plumbing / Electrical Services
B

Profitable, Well-Established HVAC Contractor - 30+ Yrs

Asking price band$2M – $2.5M
SDE multiple2.8x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$305,702
DSCR — as stated2.63
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention2.1
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Mid-Atlantic (NJ). It has been screened against this cycle's batch of comparable listings and graded B — moderate relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.