New England (CT) HVAC Business: 4.39x SDE Multiple, 1.34x Stressed DSCR — Grade C#2513317

New England (CT) · HVAC / Plumbing / Electrical Services
C

Residential and Commercial Plumbing and Heating Business

Asking price band$2.5M – $3M
SDE multiple4.39x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$339,669
DSCR — as stated1.68
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention1.34
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in New England (CT). It has been screened against this cycle's batch of comparable listings and graded C — tight relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.