Mid-Atlantic (NJ) HVAC Business: 5.83x SDE Multiple, 1.01x Stressed DSCR — Grade C#2448172

Mid-Atlantic (NJ) · HVAC / Plumbing / Electrical Services
C

Residential HVAC & Plumbing serving Southwest New Jersey and Philly

Asking price band$2.5M – $3M
SDE multiple5.83x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$339,669
DSCR — as stated1.26
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention1.01
Price move to hit 1.25x stressedStandard SBA lender comfort threshold~20% off ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Mid-Atlantic (NJ). It has been screened against this cycle's batch of comparable listings and graded C — tight relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.