Mid-Atlantic (NJ) HVAC Business: 2.13x SDE Multiple, 2.77x Stressed DSCR — Grade A#2521300

Mid-Atlantic (NJ) · HVAC / Plumbing / Electrical Services
A

Well-Established HVAC & Commercial Kitchen Repair

Asking price band$600K – $700K
SDE multiple2.13x
Estimated annual debt service12.5% down · 9.5% rate · 10-yr SBA term$81,520
DSCR — as stated3.46
DSCR — stressedSDE haircut 20%, per SBA lender stress-test convention2.77
Price move to hit 1.25x stressedStandard SBA lender comfort thresholdClears at ask

This is a HVAC/Plumbing/Electrical service business currently listed for sale in Mid-Atlantic (NJ). It has been screened against this cycle's batch of comparable listings and graded A — strong relative to the current market, based on how much cushion remains in its cash flow after a standardized SBA stress test, not an absolute rating of the business itself.

Full listing details, including the exact asking price, broker contact, and target-offer price, are available to members.